Lincoln Financial Research Finds 78% of Families Haven’t Discussed Life Insurance

It’s surprising—but recent research from Lincoln Financial reveals that 78% of families haven’t had a conversation about life insurance. As someone who’s navigated financial planning for nearly two decades, I’ve seen how these unspoken gaps can lead to unexpected challenges. Many families believe they’re adequately covered, but without open discussions about life insurance, retirement, and healthcare expenses, important details often fall through the cracks. Scheduling early and ongoing conversations, and keeping documentation organized, can make all the difference in ensuring lasting financial security. My approach always centers on blending financial accuracy with solutions tailored to each family’s unique needs—because clarity today sets the stage for confidence tomorrow.