Younger investors are increasingly using registered index-linked annuities (RILAs) for long-term growth and resilience, not just retirement income. RILAs offer tax-deferred, risk-managed equity exposure with customizable risk-return profiles, helping clients stay invested during market volatility. Misconceptions about annuities persist, so financial professional education is key. Market conditions and product innovation have boosted RILA appeal as a flexible, growth-oriented planning tool.
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